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FD Calculator · Polestar Ventures

Watch Your Deposit Grow With Certainty.

Polestar Ventures helps you plan Fixed Deposits with total clarity. Work out your exact maturity value below and let our advisors turn it into a confirmed rate.

  • Simple & Compound Interest
  • Flexible Tenure
  • Assured Returns
Polestar Ventures advisors discussing a fixed deposit plan in a modern office
7.5%+ p.a.
Typical FD Rate
One Formula. Real Growth.

Your Fixed Deposit, Calculated Instantly.

Adjust your deposit, rate and tenure — the maturity value updates live, and your figures are sent straight to our advisory team when you enquire.

₹
₹10K₹1Cr
3%12%
6 mo20 yrs
Interest Type
Compound
Simple
"
Estimated Maturity Value
₹0
Invested Amount ₹0
Interest Earned ₹0
Your calculation is auto-filled into the enquiry form below.
7.5%+
Typical Interest Rate
6 Mo–20 Yr
Tenure Range
4
Compounding Options
100%
Assured Maturity Value
Two Ways To Save

FD & RD — Complete Savings Solutions

Two disciplined ways to grow your money. Whichever fits your goal, our advisors help you get there.

Fixed Deposit

Invest A Lump Sum, Upfront.

  • Deposit a lump sum for a fixed term
  • Higher deposit, higher certainty
  • Ideal for surplus, one-time funds
  • Tenures starting from 6 months
Enquire Now
Recurring Deposit

Save A Little, Every Month.

  • Start with as little as ₹500 a month
  • Builds a disciplined saving habit
  • Quarterly compounded returns
  • Flexible tenure, 1 to 10 years
ENQUIRE NOW

Frequently Asked Questions

How is FD interest calculated?

Simple interest FDs use SI = (Principal × Rate × Tenure) ÷ 100. Compound interest FDs use A = P × (1 + r/n)^(n×t). Interest earned is the maturity amount minus your original principal.

Simple vs. compound interest — what's the difference?

Simple interest is calculated only on your original principal for the full tenure. Compound interest is recalculated on principal plus previously earned interest at every compounding cycle, typically producing a higher payout.

Which compounding frequency earns the most?

For an identical nominal rate, monthly compounding yields marginally more than quarterly, which yields more than half-yearly, which yields more than annual compounding.

Is the calculator result guaranteed?

No — this is an indicative estimate based on the figures you enter. Actual returns depend on the specific product and rates at the time of investment. Submit an enquiry for a rate confirmed by our team.

Figures shown are indicative estimates for planning purposes only and do not constitute financial advice or a guaranteed rate of return. Polestar Ventures will confirm exact terms upon enquiry.

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