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RD Calculator · Polestar Ventures

Turn Small Monthly Savings Into Big Returns.

Polestar Ventures helps disciplined savers build real wealth, one monthly deposit at a time. Estimate your recurring deposit maturity below and let our advisors turn it into a plan.

  • Quarterly Compounding
  • Flexible 1–10 Yr Tenure
  • From ₹500 / Month
One Formula. Real Growth.

Your Recurring Deposit, Calculated Instantly.

Adjust your monthly instalment, rate and tenure — the maturity value updates live, and your figures are sent straight to our advisory team when you enquire.

₹
₹500₹1,00,000
3%10%
3 Years
12 Months120 Months
"
Estimated Maturity Value
₹0
Total Investment ₹0
Interest Earned ₹0
Your calculation is auto-filled into the enquiry form below.
₹500
Min. Monthly Deposit
6.5%+
Typical Interest Rate
12–120
Months Tenure Range
100%
Assured Maturity Value
Two Ways To Save

RD & FD — Complete Savings Solutions

Two disciplined ways to grow your money. Whichever fits your goal, our advisors help you get there.

Recurring Deposit

Save A Little, Every Month.

  • Start with as little as ₹500 a month
  • Builds a disciplined saving habit
  • Quarterly compounded returns
  • Flexible tenure, 1 to 10 years
Enquire Now
Fixed Deposit

Invest A Lump Sum, Upfront.

  • Deposit a lump sum for a fixed term
  • Higher deposit, higher certainty
  • Ideal for surplus, one-time funds
  • Tenures starting from 6 months
Enquire Now

Frequently Asked Questions

How is RD maturity calculated?

M = R × [(1+i)^n − 1] / (1 − (1+i)^(−1/m)), where R is your monthly instalment, i is the interest rate per compounding period, n is the number of periods, and m is months per period (3 for quarterly, 1 for monthly).

RD vs. FD — what's the difference?

An FD needs a lump sum upfront for a fixed tenure. An RD lets you invest a fixed amount every month, building savings gradually — better suited to regular income earners.

What's the minimum monthly deposit?

Many RD schemes start from ₹500 a month, though this varies by provider and plan. Our advisors can confirm the exact minimum for your chosen product.

Can I withdraw before maturity?

Premature withdrawal is usually possible but may attract a penalty or a reduced interest rate, depending on the specific scheme's terms.

Figures shown are indicative estimates for planning purposes only and do not constitute financial advice or a guaranteed rate of return. Polestar Ventures will confirm exact terms upon enquiry.

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